After facing loss and damages caused by an expected disaster the size of Hurricane Ida, you deserve support. Our team of experienced hurricane insurance claims attorneys is here to help. When investigating a claim, the insurance company cannot misrepresent any facts about the claim or the insurance policy. For property damage claims, this means that the insurance company can’t lie about what it covers in the policy.
Even following devastating weather events like hurricanes, insurance companies try to minimize claims as much as possible. Having organized, detailed documentation of the damage to your business prepares you for the insurance company’s tactics. Once you contact your insurance company, document any communication you have with them. If an adjuster makes a verbal assurance of coverage, ask for it in writing.
There isn’t a kind of insurance coverage that’s called hurricane insurance by name. Instead, the portion of a policy that covers wind damage may be the primary source of coverage. Some states, like Louisiana, Texas and Florida, require policy holders to purchase a separate windstorm policy for natural disasters like hurricanes and tornadoes. In addition, flood insurance may be key to cover hurricane damage. A person can piece these different types of coverage together to have the hurricane insurance coverage that they’re looking for.
Insurance policy contracts are complicated, and most people don’t know what the fine print of their contract says about their coverage. Our Disaster Insurance Claim lawyers are here to peel back the layers so you understand your coverage and we can seek the maximum settlement you can recover for your damages. Dealing with the insurance adjusters for a hurricane damage claim is not easy. You will need the expertise of a personal injury attorney who deals with insurance companies to work with you. Like other businesses in Louisiana impacted by Hurricane Ida, we know how difficult it is to deal with a business interruption loss. Our property damage lawyers have experience helping thousands of Louisiana businesses navigate claims after major hurricanes.
If your property was damaged by wind-driven rain, that damage should be covered by your homeowner’s policy. However, if you had a flooding from water that emerged from the ground or from storm surge, that will likely be excluded by your homeowner’s insurer. Still, you should be familiar with your policy to understand your coverage when making a claim. At the Law Office of John W. Redmann, L.L.C., our New Orleans hurricane insurance attorneys understand that Louisianans’ relationship with the weather can be less enthusiastic.
From Kenner to New Orleans, Grand Isle to Baton Rouge, Houma to Raceland, Luling/Destrehan to Covington and Mandeville, the effects were tremendous and widespread. This website is using a security service to protect itself from online attacks. The action you just performed triggered the security solution. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. To continue processing your claim please forward a copy of the following documents to . Hurricane Ida is the second-most intense and damaging hurricane to hit Louisiana on record.
Do this as soon as possible, even before the hurricane hits if possible, as time is of the essence. Once your case has been evaluated and deemed a good fit for our firm, our team will go to work immediately on gathering evidence, building your case, and getting you the compensation that you deserve. Wait – This is probably the hardest part—but with everyone else in the area going through the same thing as you, you might have to wait weeks or even a few months. If your home is too damaged to live in while you wait, keep the receipts from hotels, restaurants, and other costs from your predicament. Of course, the best way to prevent these damages is to properly prepare for hurricane season.
The policy holder may have to pay a percentage of the value of the policy as the deductible before receiving payment for the claim. Other states may use a flat amount as a hurricane insurance claim deductible. Call The Voorhies Law Firm today for a free consultation regarding your Hurricane Ida damage claims. Don’t haggle with the insurance company over your property damages resulting from Hurricane Ida damage. We offer free initial consultations for our services and will take your hurricane insurance claim on contingency fee, meaningyou pay nothingof our fee unless you recover.
You may need help making a claim or evaluating a settlement offer. Maybe the insurance company unfairly denied your claim, and you need help making it right. Our attorneys for Hurricane Ida insurance claims put our experience and qualifications to work to get results for you.
The only repairs you should make yourself are those that are absolutely necessary to prevent further damage. For example, if your roof suffers minor harm during a tropical storm such as having some shingles torn loose, you may need to replace the shingles before another storm comes along. We recommend being strategic about making repairs because the insurance company Hurricane Ida Damage Claims Lawyer can deny a claim if you’ve begun to fix the damage. But, they can also deny a claim if you fail to prevent further damage. When you see your home and business in a wreck, it’s understandable that your impulse might be to start cleaning up right away. Before you rearrange a single thing, though, it is best to get photos of the damage the way you found it.